Key figures


  • 24.3 billion Euros in gross written premiums
  • 170 billion Euros assets under management
  • 2 billion Euros Net Banking Income
  • 1 billion Euros Pre-Tax net profit

BNP Paribas Cardif Bulgaria

BNP Paribas Cardif Bulgaria – Competence and Service for your Security

  • Successfully established in Bulgaria since 2006  with two business entities: Cardif Life Insurance and Cardif General Insurance.
  •  Specialist in the insurance of ongoing payment obligations in cases of unemployment or incapacity to work and in the insurance of residual debt in cases of death. Leading experts in asset insurance, e.g. GAP cover and special risk insurance.
  •  We focus on the B2B sector. The core market performance of our institutional partners is supplemented by attractive risk components. In this way we help our partners to differentiate themselves from the competition and maximise penetration.
  •  In addition to the primary product features, the extreme ease of our operative processes and our flexibility, our sustained success has been a result of our ability to adapt to the individual requirements of the customer.
  •  With high demands for claims management and an extensive range of services from marketing to controlling, we are a responsible service provider with the needs of our customers always in mind.
  •  The good profitability and financial strength of BNP Paribas Cardif is confirmed by the excellent rating awarded by the rating agency Standard & Poor's.


BNP Paribas Cardif Bulgaria insures individuals and what is dear to them, through our partners - banks, consumer credit companies, lease companies, telecoms, retail chain stores and many others, we offer comprehensive protection of respective extended loans and purchases made through them. We protect people's living standard from any contingencies.


Contact us:

·         Cardif Life Insurance, Cardif General Insurance, Bulgaria branches

·         29 A, Hristo Belchev Str.,  1-3 floor

·         Sofia 1000

·         Tel.: +359 2 / 4915 970

·         Fax: +359 2 / 4915 988


·         E-mail: