Key figures


  • 24.3 billion Euros in gross written premiums
  • 170 billion Euros assets under management
  • 2 billion Euros Net Banking Income
  • 1 billion Euros Pre-Tax net profit


An Extensive Range of Services aimed at Sustainable Business Expansion and Improved Quality.

The total satisfaction of our partners is our overriding priority. This is why our concept of service is based on a professional and personal approach to customer care, fast and unbureaucratic administration and comprehensive support. As part of our all-round service concept our experts provide support in all matters from product development to claims processing.

Product Development

Individual product development in direct cooperation with our institutional partners. We attach great importance to maintaining simple POS procedures within the context of existing processes.


Our marketing experts are there to provide you with support when creating and developing your POS material - including sales scripts, product descriptions, presentation folders and mailshots - as well as the development of market-penetration and product implementation strategies. If required BNP Paribas Cardif can also provide the know-how required for setting up telephone after-sales services.

Technical Support

To date BNP Paribas Cardif Bulgaria has carried out a lot of successful projects aimed at incorporating products into the existing IT systems of its institutional partners. These include integration of the computation module, the monthly exchange of data and the creation of common application forms. Implementation costs are kept low because the age- and gender-neutral tariffs of BNP Paribas Cardif products make them easy to incorporate into existing application systems.

Staff Training

The creation of customised training and coaching concepts for sales and motivation training programmes. BNP Paribas Cardif trainers are made available to our institutional partners free-of-charge to deliver the content of these programmes during both centralised and decentralised training programmes.

Business Development

Our business development managers provide our partners with ongoing support and guarantee constant contact and on-site support for your employees. Their mission is to develop individual schemes designed to help customers achieve their key goals.

Profit and Claims Monitoring

BNP Paribas Cardif Bulgaria provides detailed yield-potential analyses for all products. The analysed figures are compared to the relevant benchmarks and used to create a yield forecast and measures are then drawn up to maximise potential yields. Periodic individualised claim reports round off the professional monitoring programme.